The Truth about Payday Loans in the Silicon Valley English [FG]
One broken ankle became a couple of PayDay loans, $50,000 in interest, and a foreclosed home.
To Elliott, the American dream means having something to be able to pass on to his children, but losing his home to predatory lending took away the one thing ...
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Originally Answered: What's the dark side of Silicon Valley? As an upcoming entrepreneur, I want to be mindful of this from the start.
Gillibrand, in announcing the proposal, was clear that one purpose of a postal bank would be to destroy payday lending. "The Postal Bank would effectively end predatory payday lending industry practices overnight by giving low-income Americans, particularly communities of color and rural communities, access to basic banking services that they ...
The rates charged on payday loans can be up to 35 times those charged on credit card loans and 80 times the rates charged on home mortgages and auto loans.
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The tech giant won praise from consumer groups for its decision to ban ads for high-cost consumer loans. But the policy contains a big loophole, and advertisers have found multiple ways to exploit it.