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Taking out a payday loan is a kind of financial Russian roulette which is devastating scores of families. The phenomenon is now thought to be worth £1 billion a year.
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FHA mortgage lending limits vary based on a variety of housing types and the state and county in which the property is located. FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.
But critics say some firms run by ‘cowboys’ are exploiting vulnerable consumers with their extortionate interest rates. The OFT It said that, despite payday loans being described as one-off, short-term loans costing an average of £25 per £100 for 30 days, up to half of payday lenders' revenue comes from loans which last longer and cost ...