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Wilmington lawyer sentenced to eight years in prison for massive payday loans scheme. Wheeler K. Neff, 69,was sentenced on Friday, but does not have to surrender to federal authorities until July 9.

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Taking out a payday loan is a kind of financial Russian roulette which is devastating scores of families. The phenomenon is now thought to be worth £1 billion a year.

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Payday loan companies will face unlimited fines for breaking new rules under a government clampdown of the controversial industry.